My change for October was to not use any credit cards and pay for everything in cash. I have to say, this was probably my most difficult change to make all year long. The first 3 weeks of the month, I was doing really well and was actually surprised at how far I was able to make $250 a week stretch. Then I had to go to Costco. Oy! This proved to be problematic and ended up charging the $258. I needed to get all the stuff on our list. In addition, I was caught short driving Jeff's car one afternoon and needed to get gas in his car. Again, I had to charge that. I went out for a late dinner with some friends and ended up charging that. And lastly, I walked into CVS for some stuff and the next thing you know, I hadn't planned in advance to be there and was short on cash again. So October 23rd and 24th was my low point when I crashed and burned on trying to use only cash to pay for things.
Overall, I think this change helped me spend less during the month. However, I don't think it is realistic to keep this change going beyond this month. Or, maybe the answer is to do a combination of both and ultimately I should carry more cash in my wallet and not rely on always having a charge card available. It was an interesting experiment and I am going to tinker with this until I find a good solution that is practical.
Ok, now to announce my change for the November: Take more video of the kids.
We used to take tons and tons of footage of the kids. Then somewhere along the way, the last 6 months or so, we've taken hardly any. I guess because we have few milestones happening now -- both Sam and Ian walk, talk, etc. So the changes they go through are subtle. I generally make sure digital pictures are being taken and Jeff's area is video. However, I am going to make it a point to start taking more video as we hang out during the day and do our various activities.
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